BANK CLAIMS

BANK CLAIMS

It doesn’t matter if your loan or credit is old — what matters is that it was signed before June 2019.

Banks look at the fine print; we focus on how to get your money back.

There’s the notary fee, the land registry charge, the admin fees, the appraisal, the opening fee… You paid for it, and it just stayed there, like it was “just one of those things you had to pay.”

At PEREZ DOMINGO, we review your contract, calculate the overcharges, and file claims for mortgage expenses, floor clauses, IRPH, multi-currency mortgages, revolving credit cards, and toxic financial products.

We explain how to proceed, what type of documents you need, and what the next step is.

Our commitment: we only charge you if you get your money back.

WHAT CAN YOU CLAIM?

01.

MORTGAGE EXPENSES

Notary, land registry, admin fees, and appraisal. This includes novation, subrogation, and cancellation when applicable.

02.

IRPH MORTGAGES

Transparency control, pre-contractual information, and alternatives.

03.

FLOOR CLAUSE

Lack of transparency and reimbursement of the overpaid amount.

04.

REVOLVING CREDIT CARDS

Usury or lack of transparency; we recalculate the interest.

05.

MULTI-CURRENCY MORTGAGES

A foreign-currency mortgage that was poorly explained, and a recalculation in euros.

06.

TOXIC FINANCIAL PRODUCTS

Opening fees (with no real service provided), disproportionate default interest, early repayment clauses, fees for late payments/overdrafts, upward rounding, etc.

HOW DOES IT WORK?

STEP 1

Free assessment — You tell us your case (product, dates, bank) and you’ll receive an evaluation within 24–48 hours.

STEP 2

Evidence and calculation — We audit your contract and statements, calculate the overcharge, and prepare the strategy.

STEP 3

Out-of-court claim — We submit your claim based on current legal precedent (CJEU/Supreme Court).

STEP 4

Settlement or court action — If necessary, we litigate. No upfront fees, and we only charge you if you get your money back.

WHY CHOOSE PEREZ DOMINGO?

Real expertise in banking and consumer law.

Transparent methodology: you know what, why, and when.

Aligned incentives: we only charge you if you get your money back.

Full support: from the initial review to collecting your money.

You’re still in time to get back what’s yours. 

We review your case at no cost and only charge you if you get your money back.

¿Pagaste gastos al firmar tu hipoteca con el banco?

Aún estás a tiempo de recuperar lo que es tuyo.

Si abonaste los gastos de notaría, registro, gestoría o tasación, aunque hayan pasado ya muchos años, estás en el lugar adecuado.

Y LO MÁS IMPORTANTE: 

Solo cobramos si tu recuperas tu dinero. 

Facilítanos tus datos y nos pondremos en contacto contigo:

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